
Looking to establish or rebuild your credit while still earning valuable rewards? The U.S. Bank Altitude Go Secured Visa Card is designed to do exactly that. Unlike most secured cards that offer little more than a steppingstone, this card gives you the power to grow your credit and earn points every time you swipe.
Get Rewarded on What You Already Spend
This card stands out in the secured credit card market by offering one of the most generous rewards programs available:
- 4X points on dining (including restaurants and food delivery services).
- 2X points on grocery store, gas station, and select streaming service purchases.
- 1X point on all other eligible purchases.
Your points can be redeemed for gift cards, statement credits, merchandise, or travel—giving you options while you build your credit profile.
Introductory APR That Works in Your Favor
A rare feature among secured cards, the Altitude Go Secured offers an introductory 0% APR on purchases for the first 6 billing cycles. This gives you breathing room on new purchases. After the intro period, the variable APR is 29.99%, so make sure to plan your budget accordingly.
Manage Smarter with U.S. Bank Tools
U.S. Bank equips you with tools that make managing your secured card easy and intuitive:
- Free access to your credit score via TransUnion®.
- Automatic alerts for spending and due dates.
- Control your card with features like remote lock/unlock and digital wallet compatibility.
- Streamlined online banking and mobile app access.
It’s a card built for real financial growth with technology to support your progress.
Enjoy Enhanced Security and Peace of Mind
Every purchase you make is protected with robust security features like:
- Zero liability for unauthorized transactions.
- 24/7 fraud detection monitoring.
- Chip-enabled security for secure in-store transactions.
So you can focus on your financial goals without worrying about security.
Key Terms to Know
Here’s a quick look at the major terms of the Altitude Go Secured Visa Card:
- Annual Fee: $0
- Minimum Security Deposit: $300 (refundable)
- Intro Purchase APR: 0% for 6 billing cycles
- Ongoing APR: 29.99% variable
- Foreign Transaction Fee: 3%
This card is ideal for anyone who wants real rewards and transparency without annual costs.
How to Apply for the U.S. Bank Altitude Go Secured Visa Card
Applying is straightforward:
- Visit the official U.S. Bank website.
- Complete the secure online application form.
- Submit your refundable deposit (starting at $300).
- Await a decision—often within minutes.
Once approved, start using your card and building your credit with every transaction.
Why You Might Choose This Card
- You want a secured card that goes beyond credit-building and offers real rewards.
- You’re comfortable providing a refundable deposit and want access to premium tools.
- You’re committed to tracking your credit improvement and spending habits.
- You prefer a card with no annual fee and smart financial features.
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